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Established in 1958, PKF is consistently growing year after year for the past 60  years. The Group has track record of profit sharing since inception. All the companies have been awarded the prestigious registration certificates from Reserve Bank of India. In fact, Punjab Kashmir Finance Ltd. has been one of the 1st companies in India to be awarded prestigious certificate for various operations/relaxations by Reserve Bank of India and has been taken up for study many times by various statutory bodies. PKF has branches and DMAs in various cities with operations spread all over North India.

PKF Group has crossed a turnover of "Rs. 489 crore" in the financial year ended 31st March 2019 and continues to grow year after year.
Besides being a good corporate citizen, PKF contributes in many social, charitable and educational causes and is maintaining Green Belts,
City round abouts, Police booths and water outlets outside all the offices.

Starting with Hire-Purchase of transport vehicles, PKF Group has diversified into financing of all kinds of automobiles and moveable assets which includes construction equipment, medical equipment & machinery. Group also deals in automobile Tyres. Company enjoys immense goodwill and accepts deposits and debenture from the public besides bank limits to fund Company’s lending activities.

Group diversified into Non-fund activities in 1998 and provides insurance,financial advisory & Lockers/Vaults services.


The Group

Managing Director :-  Sh. Alok Sondhi

  • Well known name in Finance Industry of India and involved in the activities of Group from his early days under able guidance of Late Sh. Balbir Raj Sondhi, the founder of the Group.
  • Director: Finance Industry development council
  • Secretary General of Punjab Haryana Finance Companies Association
  • Has a rich experience in Financial sector.
  • Invited many times by the RBI as a member for the Advisory Group on Non Banking Finance Companies
  • Secretary of Kanya Maha Vidyalaya, Doaba College, Dev Raj  Girls Higher Secondary School & Jullandhar Model School, sanskriti KMV
  • President of Jalandhar Junior Chamber in the year 1982.
  • Organizing Secretary of Shree  Baba Harballabh Sangeet (1993-98)
  • Managing Trustee of Rai Salig Ram Sondhi Charitable Hospital.
  • Executive member of Manav Sehyog Society & Federation & Indian Hire Purchase Association.
  • Has widely travelled all over the world & is involved with a number of social, educational and charitable institutions.
  • Member - Suvidha Centre (Punjab Govt help initiative) & virsa vihar, Jalandhar (Arts & Cultural Society), 

Income Tax Advisory Committee, Jalandhar.

Joint  Managing Director :- Sh. Vivek Sondhi

  • Executive Member of Punjab Haryana Finance Companies  &  Arya Shiksha Mandal looking after two colleges & five schools.
  • He is the Managing Trustee of BRRM Sondhi Charitable Trust to help the needy & deserving students in the field of higher education.
  • He is the executive member of Arya Shiksha Mandal looking after two colleges & five schools.
  • He is Paul Harris Fellow of Rotary Foundation International.
  • Has also visited Australia on Rotary Group Study Exchange Programme & his report was hailed as a exemplary report.
  • Past President of Jalandhar Junior Chamber in 1989-90. During his tenure the Chapter won 15 state / zone awards & three National Awards.
  • He was the editor “Hello” in 1994 which won the best bulletin at Zone & at National level.
  • National Co-ordinator - Corporate Training of IJC in 2000 & 2001 helping formulate new training programmes for IJC & help raise funds through Training Programs.
  • Awarded with ‘Kamal Patra’, a national award by Indian Junior Chamber for his contribution to JCs, Society on the whole & formulating exemplary business practices.
  • He was appointed Jaycee Foundation Member in the year 2000.

Chairperson:- Smt. Raj Mohini Sondhi

  • Trustee of Balbir Raj Raj Mohini Sondhi Charitable Trust & Rai Salig Ram Charitable Hospital.
  • Executive Member of Management Committee of Kanya Maha Vidyalaya, Doaba College, Dev Raj Girls Senior  Secondary School &   Jalandhar Model School.
  • Past President of Inner Wheel Club.
  • Chief Advisor of All India Women Conference Jalandhar.
  • Life Member of Manav Sehyog Society.

Vice President:- Mr. Ashim Sondhi

  • Executive Director & Vice President (Investments): PKF Group Companies
      PKF Finance Ltd.
      Punjab Kashmir Finance Ltd.,
      Reliable Agro Engg. Services Pvt.Ltd.,
      Punjab Reliable Investments Pvt.Ltd.
  • Member of Punjab Haryana Finance Companies Association (Regd).
  • Completed the certified ICAI Four Weeks Residential Programme on Professional Skills Development  at the Prestigious Centre Of Excellence, Hyderabad. 
  • One year Business Training from Sundaram Finance Ltd (India’s leading most NBFC).   ) Member Managing Committee: Doaba College & Doaba Collegiate School.
  • Member: Arya Shiksha Mandal (Running Kanya Maha Vidyalaya Estd:1886, Sanskriti KMV School, Dev Raj Girls Senior Secondary School, Jalandhar Model School). 
  • Vice President (Community Projects) Jalandhar Jaycees.  
  • Participated in Govt. of  India’s National Rural Health Mission Programme for Protection of Girl Child. 



PKF Group of Companies

  1. Punjab Kashmir Finance Limited. (1958)

  2. Reliable Agro Engg. Services Pvt. Limited (1968)

  3. Punjab Reliable Investments Pvt. Limited (1984)

  4. PKF Finance Limited (1994)

  5. PKF Securities Pvt. Limited (1996)


Punjab Kashmir Finance Ltd

This is the flag-ship company of the PKF Group. This company was established way back in 1958 by Late Mr. Balbir Raj Sondhi. The Company has carved a niche for itself by focusing predominantly on truck financing.

Currently, hire-purchase dominate the portfolio-mix of PKF's existing lines of Business. It is one of the  odd companies registered by the Reserve Bank of India out of 40000 NBFC's Functioning in India. Currently the Companies FA-/Stable Rating by Credit Rating Information Services of India Ltd.(CRISIL). The FA rating implies that the degree of Safety is satisfactory as regarding payment of interest on fixed deposit. The Company's growth has fairly increased from the last three years.


Reliable Agro Engg. Services Pvt. Ltd

Reliable Agro Engg. Services was the Second Company which came into existence in 1968.This Company of the PKF Group is not only engaged in Leasing and Hire purchase of Commercial vehicles but also trading in Tyres & tubes and engine oils of automobiles. In the first year of it's operations the company started trading in Tyres and tubes of the top Tyre companies of India.The Company has world class showroom at Jalandhar& Delhi offering Tyre fitment, wheel Balancing, wheel alignment & other facilities . In 1995 ,"MRF Tyres" Appointed this company as exclusive distributors of all types of MRF Tyres at the City of Jalandhar.


Punjab Reliable Investments Pvt. Ltd

Punjab Reliable Investments Pvt. Ltd established in 1984 was also incorporated for the sole aim of Hire Purchase and Leasing and also for the acceptance of Deposit and Debentures. Since then this Company has always been sailing on the way of Progress. This is one of the esteemed Companies of the Group who have got the Registration Certificate from RBI. This Company has always been showing the remarkable signs of progress as the total working and acceptance of deposits of this company has increased considerably from the year 1985 upto the present period.


PKF Finance Limited

In 1994 PKF Group Introduced its first and only Public Limited Company by the name of "PKF Finance Limited". In addition to the leasing & Hire Purchase of commercial vehicles. The company has entered into new field of hire purchase of cars, earth moving and medical equipments. The PKF Finance Limited has been permitted by the Reserve Bank of India to accept NRI Deposits on repatriation basis, which means that the company is allowed to accept deposits from NRI's in currencies other than the Indian Currency and is allowed to repay those deposits in any Currency. PKF Finance Limited is marching on the way of Progress by preventing the interest of all it's stake holders.


PKF Securities Pvt. Ltd

The Company being the youngest of all, was incorporated in 1996 to carry out the business of insurance agents. The Company also deals in Shares, Debentures, Bonds, Fixed Deposits, ICD and Govt. Securities. This Company was established with a little different approach from the other Companies of the Group as the motive of the formation of this Company was to cover the other allied activities which were left by other Companies of the Group. This was the result of the more positive and comprehensive approach of the Group Management, which has made this venture a success story to be told.