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Bus Finance

“PKF is one of the oldest and leading group of North India serving the Finance needs of its Transporter Customers since 1958."Funds taken from PKF are lucky for US", these are the words spoken by our customers. Most of them are 2nd / 3rd generation customers. Looking into the finance need of our first time users customer, we may have started by financing one new / old vehicle and now most of our customers are proud owners of a fleet of vehicles. We offer Loans at Low rate of Interest as compared to other FI's or Banks since we have experience of Financing since 1958 and have Tie Up's with almost all the Leading Manufactures of Vehicles. Looking into the track record we may finance up to 100% of vehicle's cost, give loan against buying of tyres, cash loans against any exigency.  

Finance Available on Different kinds of Buses:-    Types of loans offered for Bus Finance :-
1) Intracity 1) New
2) Intercity  2) Used/Refinance/Re-purchase finance
3) School & College Bus  3) STL (Short Term Loans for Tyres,any  other Emmergency)
4) Staff Bus 4) Top-Up loans
  5) Balance Transfer

1. Lowest Interest Rate on Old vehicles. 6. Tailor Made Schemes.
2. Maximum Finance - Simple Documentation. 7. Finance on 10 Year Old Vehicle also.
3. No Hidden Cost. 8. Assistance in the need of hour (Accident, Tyres Etc.)
4. Personalized and Prompt Service 9. Deposit Installments anywhere in India.
5. Payment in 24 Hours - Quick Processing. 10. Earn interest by depositing your Instalments in Advance

Documentation List

1. Photograph of Party/Guarantor
2. Signature verification/A/c Payee Cheque encashment
     Party
     Guarantor/s
3. Residence Proof
    (Passport / RationCard / Voter Card / Aadhar Card / PAN Card/Electricity Bill)
    Party
4. Complete CTS Post dated Cheques
5. Bank Statement (min. 1 yr.) of all accounts
6. Cheque Guarantee / Hindi / Punjabi
1. Party
2. Guarantor/s
1. Registration Deed/Fard-Agriculture/Commercial/Residence (Along with Photographs)
    Party
    Guarantor/s
2. ‘J’ Form for agricultural Income Proof (min. 2 yrs.)1. Registration Deed/Fard-Agriculture/Commercial/Residence (Along with Photographs)
     Party
     Guarantor/s
2. ‘J’ Form for agricultural Income Proof (min. 2 yrs.)
1. Latest Assessment Orders/Income Tax Return of Last 2 Years
2. Certified Form No. 16
3. Latest Salary Slip
1. Photocopy of R.C. & Permit
2. Copy of Original Invoice
3. Clearance from Previous Financier
4. Sale Affidavit/Letter of previous Registered Owner’s
5. Before Payment Release
(i) Co’s Endorsement on R.C. and Insurance
(ii) DTO record verification by Co.
(iii) Verification of asset by company
(iv) Latest Fitness Certificate & Tax Status of vehicle.
(v) Payment to seller / Finance co. / Dealer Hindi / Punjabi
(vi) Invoice of Machinery Hindi / Punjabi
(vii) List of Machinery Hindi / Punjabi
1. Latest 2 Years Audited Balance Sheet with computations
2. Bank Certificate of satisfactory dealing
3. Certificate of Incorporation and copy of PAN Card
4. Profile of Organisation
5. Resolution to Deal
6. Particulars of Partners/Directors/Trustees on Letter head
7. ROC Charge
8. VAT Returns
9. AOA/MOA of Pvt. Ltd. Companies
10. Partnership Deed/Trust Deed
11. Name of Partner/Directors/Trustees on Letter Head
12. Letter from Party that Machinery is in working condition and free from all sort of incumbrances in case of old Machinery
13. Letter from Party / Dealer that Machine is ready for dispatch and to release payment in case of new Machinery