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We deal in all kind of Insurance

Reminder for your well being are we aware of our financial stability ?

Vehicle Insurance

We do spend a lot of money;
a) On wasteful expenditure like visiting hotels/restaurants and viewing movies in multiplex along with our family.
b) On buying clothes, shoes, paying mobile bills which cost not less than Rs.1000/- each.
But when a question of securing financial stability of our family arises by buying adequate insurance policy we hesitate. Why???????
We should understand the importance of insurance, without which financial stability of our family is under threat. Then what you are waiting for, some unfortunate event to happen. Just go and buy Adequate Insurance.

One should take adequate coverage of :
a) Term Assurance.
b) Health Insurance.
c) Personal Accident.
d) Vehicle.
e) Home Insurance.
f) Travel.

Insurance is a protection against financial loss arising on the happening of an unexpected event. It is the hedge against the occurrence of unforeseen incident. Insurance products help you in not only mitigating risks but also helps you by providing a financial cushion against financial burden suffered.



Health insurance (properly known as medi-claim policy) offers protection from unexpected medical emergencies, providing a financial support.Health Insurance therefore can be a source of support as it takes care of the financial burden your family may have to go through. It will help you tackle such situations with ease by providing you with timely and adequate medical care.
This policy covers individual and one's family from medical expense during;
Sudden Illness. Surgeries (acquired in respect of any disease, which has arisen during the policy period). Accidents (including room charges,doctor's fee,medicines,tests etc. that may arise in future).



Home Insurance Policy provides a cover to the structure and contents of your home from all unforeseen natural & man made catastrophes. It provides protection for property and interest of the insured and his family members.It is imperative that you secure your home which gives peace of mind protecting the most valued possession.



Motor Insurance is a wide comprehensive cover designed to provide protection to you & your vehicle. Protection from loss of vehicle or damage to the vehicle-giving a secure driving.Insurance provide coverage against loss to the insured vehicle caused by accident, theft, fire, explosion, self ignition ,lightning , riots, strikes or act of terrorism, natural calamities. It further provides coverage against financial liability caused by injury / death of a third party or damage to the property.


Personal Accident

Accidents do not happen only when you are driving a car or away on a vacation. It may happen any time & anywhere. Considering that modern day life is so dangerous, a personal accident policy is a solution to such vagaries of life.
Coverages are-
Accidental Death Benefit.
Accidental Permanent Total/Partial Disability Benefit.
Accident Partial/Temporary Disability Benefit.
Broken Bones.


Travel Insurance

Whether you travel for business or pleasure, international travel involves risk. Medical treatment abroad can be expensive & one never knows,when one would require it. There are other difficult situations also, that one might face like loss of passport or baggage. Travel Insurance covers it all.
Plan your future and do contact us for further queries.

Conatct :- Salil Kapoor
Mobile:- 98761-15250

Punjab Kashmir Finance Ltd.
'BALBIR TOWER', Ground Floor
G.T Road, Jalandhar Ph : 2238611
Fax : 2236802